Legal
Terms of Use
Last updated: October 2026
The service
Ledgerly is a free personal budgeting tool that runs in your web browser. It helps you record transactions, plan budgets from your income and recurring bills, review spending by category, and track savings goals. All entries you make are stored locally on your own device.
Not financial advice
Ledgerly is an organisational tool, not a financial adviser. Nothing on this site constitutes financial, investment, tax, or legal advice. Figures shown in the app are calculations based on the numbers you enter and may contain errors. Always verify important financial decisions with a qualified professional.
Your responsibilities
You are responsible for the accuracy of the data you enter and for keeping your own backups (for example, using the CSV export). Because data is stored in your browser, we cannot recover it if you clear your browser storage or change devices.
Acceptable use
You agree not to misuse the service, attempt to disrupt it, or use it for any unlawful purpose. The site is supported by advertising; please do not use automated means to interact with ads.
Availability and liability
The service is provided "as is" without warranties of any kind. We may change, suspend, or discontinue features at any time. To the fullest extent permitted by law, we are not liable for any loss arising from your use of the service, including lost data or decisions made based on figures shown in the app.
Changes
We may update these terms from time to time. The date above shows the latest revision. Continued use of the site after a change means you accept the updated terms.